Consumer Payment Behavior by Income and Demographics

Joanna Stavins

Federal Reserve Bank of Boston

How do income, education, and demographics continue to shape consumer payment behavior despite the rise of innovative options like mobile apps, BNPL, and cryptocurrency? The views expressed in this video are solely those of the author(s) and do not represent the views of the Federal Reserve Bank of Boston, the principals of the Board of Governors, or the Federal Reserve System.

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