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Insurance and portfolio decisions entail risk retention tradeoffs, according to research. Researchers found that subjective expectations, risk attitude, liquidity restrictions, and financial literacy drive these choices by evaluating household-level data. Contrary to economic perception, money increases hazardous asset holding and insurance coverage. The poor invest cautiously while the rich over-insure due to regret avoidance and nonperformance risk concerns, explaining this seeming conundrum.
Faculti is a research, policy and scholarship streaming platform, set up by a former school teacher, that covers 8000 academics annually across 20 subjects, across the world. The aim is to interview academics and policy makers discussing their research or analysis without any journalistic influence or bias. More here
How do you select interviews?
Team of editors across all the main disciplines select publications along a three-pronged approach: 1. Most cited and latest in each subject 2. Internal audience website data 3. Publisher Partners suggestions eg Taylor and Francis, Princeton University Press, they suggest what to cover.
Interview Process
All questions sent in advance by 4-5 days. Interview undertaken on Zoom, Webex or phone. Journalist checks for framing, lighting, sound. Journalist interviews you, asks follow-ups, retakes. Raw footage enters editing cycle.