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Many emerging market business loans are denominated in dollars, according to loan-level currency and credit cost data. The popularity of dollar credit is not due to exchange rate expectations. Dollar-denominated loans have a 2% lower annual interest rate than local currency loans, as in the deposit market. Local depositors prefer dollar deposits and the banking sector has a strong incentive to align foreign currency assets and liabilities, thus dollar loans are preferred. Market rivalry makes banks pass through this interest rate gap.
Faculti is a research, policy and scholarship streaming platform, set up by a former school teacher, that covers 8000 academics annually across 20 subjects, across the world. The aim is to interview academics and policy makers discussing their research or analysis without any journalistic influence or bias. More here
How do you select interviews?
Team of editors across all the main disciplines select publications along a three-pronged approach: 1. Most cited and latest in each subject 2. Internal audience website data 3. Publisher Partners suggestions eg Taylor and Francis, Princeton University Press, they suggest what to cover.
Interview Process
All questions sent in advance by 4-5 days. Interview undertaken on Zoom, Webex or phone. Journalist checks for framing, lighting, sound. Journalist interviews you, asks follow-ups, retakes. Raw footage enters editing cycle.